Frequently asked questions

Canadian residents, excluding Quebec, aged between 20 and 80 can apply for life insurance. Get in touch with our licensed advisors today to discuss eligibility and the best coverage options for your needs.

No medical or blood tests are needed to apply, simply answer 8 simple health questions over the phone with one of our Canadian-based licensed advisors.

No, FiftyUp Life Insurance only provides single life coverage and must be purchased by the person whose life is being insured. However, you may be able to take out final expenses insurance on behalf of someone else. Get in touch with one of our licensed insurance advisors to find out more.

FiftyUp Life Insurance covers natural death, including death from illness, age-related conditions, or other natural causes, provided the policy is active and all terms have been met. Be sure to read our Policy Document to understand any waiting periods or exclusions.

During the first 24 months of your FiftyUp Life Insurance policy, suicide is excluded. Additionally, we won’t pay a death benefit or refund premiums if the policy is voided due to material omission, misrepresentation or fraud.

You can cancel your FiftyUp Life Insurance policy at any time. If you cancel early, you’ll stop making payments and your coverage will end. Keep in mind, cancelling means your beneficiaries won’t receive a cash payout if something happens to you. If you’d like to review your options, speak to one of our licensed advisors before making a final decision.

Yes, FiftyUp Life Insurance policies do end. Coverage can end for several reasons, including if the policy is cancelled by the policyholder or by us, if premiums are not paid (resulting in a lapse), when a claim is paid (such as for terminal illness or death), or automatically when the insured person reaches their 85^th birthday.

FiftyUp Life Insurance is designed to offer reliable coverage when your loved ones need it most, but there are a few important things to keep in mind. It doesn’t cover every situation and excludes death that occurs due to suicide within the first 24 months. Additionally, if false or incomplete information is provided during the application process, your claim may be denied. It’s important to review your policy’s exclusions to understand exactly what’s not covered.

Canadian residents, excluding Quebec, between 20 and 80 are guaranteed acceptance for FiftyUp Final Expenses Insurance.

Depending on your circumstances, final expenses insurance can be affordable. The best way to find out how much coverage will be is to request an obligation-free quote from one of our licensed advisors.

Canadian residents, excluding residents of Quebec, between 20 and 80 are guaranteed acceptance for FiftyUp Final Expenses Insurance.

The cost of final expenses insurance will depend on your level of coverage and other personal factors, such as your age, gender, and smoking status. The best way to get an accurate estimate of the cost is to Get a quote from one of our licensed advisors. We’re here to help, so get in touch today.

No. FiftyUp Final Expenses Insurance does not require any medical checks or blood tests when you apply for coverage. As long as you are a Canadian resident, excluding residents of Quebec, between 20 and 80 years old, you are guaranteed acceptance.

Final expenses insurance is a great option for anyone who wants to protect their loved ones against costs after you pass away, including funeral costs and unpaid bills. Your beneficiaries receive a lump sum payment that they can put towards whatever immediate expenses they need to cover, including honouring your memory.

It’s also a great option for people over 50 including seniors who are having trouble getting life insurance because of their health or age. FiftyUp guarantees acceptance for Canadian residents, excluding residents of Quebec, who are aged 20 to 80, with no medical or blood tests required.

If you’re a Canadian resident between the ages of 20 and 80, you’re eligible to apply for FiftyUp Final Expenses Insurance with guaranteed acceptance. It is not yet available to residents of Quebec.

During the first year of your FiftyUp Final Expenses Insurance policy, we’ll only pay a benefit for accidental death. After that we will pay the benefit for death by any cause, excluding suicide which is only covered after 24 months. [We will not pay a death benefit or refund premiums if the policy is declared void due to material omission, misrepresentation or fraud.]